As Featured In Leading Media and Investment Blogs

Get updated on fire-sale properties and the latest trends & insights!


  • Stuart Chng Property Agency
  • Stuart Chng Property Agent Career
  • Stuart Chng Property Agent Career
OrangeTee & Tie Career

©2020 by Navis Living Group

A Division of OrangeTee & Tie

Real Estate Agency Singapore

Contact: +6596919907

430 Lor 6 Toa Payoh #08-01 

OrangeTee Building S319402

Can you really afford to upgrade to a private property with just $7K income? Read on.

Updated: Dec 12, 2019

So, you might have come across many advertisements about HDB upgraders moving to condos and beautiful new projects and yet not spending a cent from their savings.

- Is this possible?

- Is it purely a marketing gimmick?

- Can i afford it if it's true?

Well, the fact & truth is, it IS possible!

But yet many people do not fully understand the process and financial calculations involved and brush it off right away as impossible with their natural cynical reflex.

Are you one of them?

Investing in knowledge pays the most dividend.

What you do not know that you do not know will hurt you more than what you know you do not know.

Yes, read that again. It's not a typo error.

With a household income of $7K and upwards, i have helped homeowners understand their finances & affordability and then smoothly UPGRADE to private properties.

Yes, all without touching their savings.

This is all possible with creative methods of property financing and manner of holding strategies that were born out of the many government measures to curb excessive speculation.

Take note, this is not for everyone and a thorough 6-step financial assessment has to be done before we can find out whether you qualify or not.

It is not my job to tell you only what you would like to hear but to be prudent and forthright to explain all the risks before you make any decision.

Any adviser worth his/her salt is expected to do this to ensure financial prudence.

As an overview, this is what a Property Wealth Planner knows and uses in assessing and proposing any plan of action:

Over the years, i have personally trained thousands of Property Wealth Planners and helped many families with income of $10K and above start owning PASSIVE INCOME generating investment properties on top of upgrading to a private property.

For some of them, we even managed to set aside rainy day reserve funds that can last them 6-8 months to further manage the risks.

With my clear and fact-based insights and step-by-step Property Wealth Planning™ strategies, my clients have upgraded comfortably to private properties, created passive income streams and have a clear investment roadmap for the next 5 to 10 years.

Watch this short video to find out exactly what I can help you with.

Make an appointment with me at to find out how Property Wealth Planning can help you achieve your retirement goals much sooner than expected.


Stuart Chng

Property Wealth Planner

Co-Founder of Navis Living Group

Senior Associate Executive Director of OrangeTee & Tie